ALTERNATIVE AGGREGATE RESOURCES OF HOUSEHOLDS: REGIONAL ASPECT

Abstract

This article summarizes the issue of the importance of aggregate household resources as an economic resource. The main goal of the study is to determine the share of alternative sources of aggregate resources of households, which are previously divided into groups from I to IV by regional aspect. The systematization of literary sources and approaches regarding the specifics of the living conditions of Ukrainian households, the presence of alternative sources of aggregate resources shows that in Ukraine households have a similar level of average per capita equivalent total income, however, the share of alternative sources of aggregate resources is slightly different, in particular this applies to II-IV households groups It was found that in the regions of II-IV groups, households have a higher share of alternative aggregate resources.

The urgency of solving this scientific problem is that households should be considered as an active subject of market relations, which needs to be guaranteed at the state level European living conditions, including by regional aspect. This will lead, among other things, to the accumulation of aggregate resources of households, among which a significant part will belong to alternative resources: savings, deposits, loans, etc. Which in the future can be directed to the economy of Ukraine as an investment resource.

The study of the topic "Alternative sources of aggregate resources of households: regional aspect" is carried out in the following logical sequence: first, the relevance of the chosen topic is analyzed. Part of the unresolved problems of incomes and other living conditions of Ukrainian households have been identified. Scientific achievements and achievements of domestic and foreign scientists are taken into account. Incomes and living conditions of Ukrainian households were analyzed by regional division into groups from I to IV. Conclusions were made regarding the equality and sufficiency of incomes and living conditions of households. The share of alternative sources of total resources of households by regional aspect was determined. Conclusions and proposals for solving the outlined problems have been made.

The methodological tools of research methods were the scientific work of domestic and foreign scientists. The methods of statistics, analysis, synthesis, grouping and generalization were used - in the study of the main indicators of income and living conditions of households, which were previously divided into groups from I to IV according to the regional aspect, as well as in determining the share of alternative sources of aggregate resources of households.

The object of the study is Ukrainian households by region (oblast), in particular, household incomes and living conditions.

The results of the study can be useful for determining the socio-economic standard of living of households and the population of Ukraine by regional aspect. The results of scientific research can be used to continue researching the problems of incomes and living conditions of Ukrainian households, in particular, the effectiveness of state economic and social policies, etc. Determination of directions for improving incomes and living conditions of households in accordance with European standards and norms.